"We are an indebted family going out for an expensive meal to celebrate getting approved foe a new credit card. It might feel good (at the time), but we're still simply delaying the inevitable."

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Disturbers are to be rebuked, the low spirited to be encouraged, the infirm to be supported, objectors confuted, the treacherous guarded against, the unskilled taught, the lazy aroused, the contentious restrained, the haughty repressed, the poor relieved, the oppressed liberated, the good approved, the evil borne with, and all are to be loved!

— Saint Augustine