"Both HUD and the Department of Justice began bringing lawsuits against mortgage bankers when a higher percentage of minority applicants than white applicants were turned down for mortgage loans. A substantial majority of both black and white mortgage loan applicants had their loans approved but a statistical difference was enough to get a bank sued."

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I realized a school doesn't need a School Committee or Trustees or Governors or lumber or approved textbooks. All a school needs is a mind that sends and minds that receive. I shall teach my own students how to teach themselves. My own school. No buildings. Break out of the classroom prison. All I need is SKY. The Universe can be my classroom - the great vast world of the Concord countryside.

— Henry David Thoreau