"This is the beauty of the democratic process: it permits that subjective view of justice - which everyone holds - permits that subjective way to express itself peacefully through discussion, through reason and through the voting process."

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There was a time in the United States when most of our financial institutions were local. Which essentially meant that local communities were able to create their own credit, or their own money, in response to their own needs. We still depended on banks, but it was a much more democratic process.

— David Korten