"We are suffering today from a species of Christianity as dry as dust, as cold as ice, as pale as a corpse, and as dead as King Tut. We are suffering not from a lack of correct heads but of consumed hearts."

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If you put a ten dollar bill under the rug instead of spending it, that is capital formation. It represents ten dollars' worth of something that might have been immediately consumed, but wasn't.

— Garet Garrett