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Capital market liberalization includes freeing up deposit and lending rates, opening up the market to foreign banks, and removing restrictions on capital account transactions and bank lending. The focus is on deregulation, not on finding the right regulatory structure.
Sep 18, 2025
What we have now - a world without [marine] reserves - is like a debit account where we withdraw all the time and we never make any deposit. Reserves are like savings accounts.
Our investment bank looks like it does because its customers like our expansive network and want to do equity, debt, M&A, custody, move money, deposit money, et cetera.
The more students work at storing the deposits entrusted to them, the less they develop the critical consciousness which would result from their intervention in the world as transformers of that world. The more completely they accept the passive role impressed on them, the more they tend simply to adapt to the world as it is and to the fragmented view of reality deposited in them.
There was no God in his heart, he knew; his ideas were still in riot; there was ever the pain of memory; the regret for his lost youth-yet the waters of disillusion had left a deposit on his soul, responsibility and a love of life, the faint stirring of old ambitions and unrealized dreams...... And he could not tell why the struggle was worth while, why he had determined to use to the utmost himself and his heritage from the personalities he had passed... He stretched out his arms to the crystalline, radiant sky. I know myself," he cried, "but that is all.
Nothing else matters much...not wealth, nor learning, nor even health...without this gift: the spiritual capacity to keep zest in living. This is the creed of creeds, the final deposit and distillation of all important faiths: that you should be able to believe in life.
Confidence always pleases those who receive it. It is a tribute we pay to their merit, a deposit we commit to their trust, a pledge that gives them a claim upon us, a kind of dependence to which we voluntarily submit.
Common sense is nothing more than a deposit of prejudices laid down by the mind before you reach eighteen.
As a constellation, theoretical thought circles the concept it would like to unseal, hoping that it may fly open like the lock of a well-guarded safe-deposit box: in response, not to a single key or a single number, but to a combination of numbers
I try to explain the difference to a client between cleaning and restoration.Cleaning is simply removing some light to moderate soils. Restoration is removing those hardened deposits and stains that require heavier cleaners and much more time. Or on a building that has just been built or renovated it's removing all the construction debris. Setting expectations can go a long way to having and keeping satisfied customers.
The house kept its own time, like the old-fashioned grandfather clock in the living room. People who happened by raised the weights, and as long as the weights were wound, the clock continued ticking away. But with people gone and the weights unattended, whole chunks of time were left to collect in deposits of faded life on the floor.
(The processes are) doubly ruinous: they impoverish the earth by hastily removing, for the benefit of a few generations, the common resources which, once expended and dissipated, can never be restored; and second, in its technique, its habits, its processes, the paleotechnic period is equally inimical to the earth considered as a human habitat, by its destruction of the beauty of the landscape, its ruining of streams, its pollution of drinking water, its filling the air with a finely divided carboniferous deposit, which chokes both life and vegetation.
Flame is bad. Flame does nasty things to food. It makes soot and it makes deposits of various chemicals that are not too good for us. The last thing you really want to see licking at your food while it's on a grill is an actual flame.
Joy increases as you give it, and diminishes as you try to keep it yourself. In giving it, you will accumulate a deposit of joy greater than you ever believed possible.
Ella, just stay here. Stay safe." "Safe," Ella repeated. "Ella likes being safe. Safety in numbers. Safety deposit boxes. Ella will go with Tyson." "What?" Percy said. "Oh... fine, whatever. Just don't get hurt. And Mrs. O'Leary—" "ROOOF." "How do you feel about pulling a chariot?
It has always been my practice to cast a long paragraph in a single mould, to try it by my ear, to deposit it in my memory, but to suspend the action of the pen till I had given the last polish to my work.
At the base of the Fed pyramid, and therefore of the bank system's creation of "money" in the sense of deposits, is the Fed's power to print legal tender money. But the Fed tries its best not to print cash but rather to "print" or create demand deposits, checking deposits, out of thin air, since its demand deposits constitute the reserves on top of which the commercial banks can pyramid a multiple creation of bank deposits, or "checkbook money."
[People] have seen the credit market seize up. They're worried about money market funds, although the latest proposition from government should take care of that. They've seen eight percent of the bank deposits in the United States get moved very skillfully, I might say, within the last couple of weeks from institutions that they thought were fine a few months ago to other institutions. They are not wrong to be worried.
Were all the worshippers of the gold calf to memorialize me and request a restoration of the deposits I would cut my right hand from my body before I would do such an act. The gold calf may be worshipped by others but as for myself I serve the Lord.
Negro banks, as a rule, have failed because the people, taught that their own pioneers in business cannot function in this sphere, withdrew their deposits.
The critic's symbol should be the tumble-bug: he deposits his egg in somebody else's dung, otherwise he could not hatch it.
Those who labour in the earth are the chosen people of God, if ever he had a chosen, people, whose breasts he has made his peculiar deposit for substantial and genuine virtue.
I used the principles of Kickstarter to make 'She's Gotta Have It.' We filmed that in 1985 to 1986. The final cost was $175,000. I didn't have that money. It was friends, grants, donations. We saved our bottles for the nickel deposit.
To get started, track your expenses for a couple of months. Then you should be able to start filling in your estimated debits and deposits for the next few months. Once you get it rolling for a while, you will be able to see your budget for the upcoming months reflected in the estimated totals. You can even notice year-to-year trends, like bonuses, tax bills, etc. that come up routinely and it will help you budget accordingly.
In the Seventies, women runners, developing amenorrhea and calcium-related shin splints, were the first to realize that nature is hovering over us, ready to shut down our systems if our fetus-feeding fat reserve drops below a certain percentage of body weight. In other words, in nature's eyes we are nothing but milk sacs and fat deposits.
You cannot imagine a more certain rule or a more powerful suggestion than this, that all the blessings we enjoy are divine deposits which we have received on this condition that we distribute them to others.
White people scare the crap out of me. I have never been attacked by a black person, never been evicted by a black person, never had my security deposit ripped off by a black landlord, never had a black landlord, never been pulled over by a black cop, never been sold a lemon by a black car salesman, never seen a black car salesman, never had a black person deny me a bank loan, never had a black person bury my movie, and I've never heard a black person say, 'We're going to eliminate ten thousand jobs here - have a nice day!'
The successful sale of British Telecom... reveals a vast and untapped yearning among ordinary people for a direct stake in the ownership of British enterprise. Investment in shares has begun to take its place, with ownership of a home and either a bank or building society deposit, as a way for ordinary people to participate in enterprise and wealth creation. We are seeing the birth of people's capitalism.
I am thankful the most important key in history was invented. It's not the key to your house, your car, your boat, your safety deposit box, your bike lock or your private community. It's the key to order, sanity, and peace of mind. The key is 'Delete.'
The federal [bank deposit] insurance scheme has worked up to now simply and solely because there have been very few bank failures. The next time we have a pestilence of them it will come to grief quickly enough, and if the good banks escape ruin with the bad ones it will be only because the taxpayer foots the bill.
American money was never more sound, or banking more free, than 200 years ago. Since then, it's been a long steady decline from the gold standard and competitive banking to our Fed-run system of inflated paper currency, deposit insurance, and perpetually shaky banks on the dole.
U.S. Government has said they are now going to go after the terrorist's electronic banking system. You know what they should do? They should transfer bin Laden's funds to my bank. They'd mess up his deposits, screw up his statement and nickel and dime him to death with service charges.
I call on the Australian Government to set out the conditions upon which they will provide a taxpayer funded backing for wholesale term funding for Australian deposit taking institutions. I call on the Government it make clear the conditions upon which taxpayer funds will be used in this way.
Yes, yes, I'm coming. Right up the top of the house. One moment I'll linger. How the mud goes round in the mind-what a swirl these monsters leave, the waters rocking, the weeds waving and green here, black there, striking to the sand, till by degrees the atoms reassemble, the deposit sifts itself, and a gain through the eyes one sees clear and still, and there comes to the lips some prayer for the departed, some obsequy for the souls of those one nods to, the one never meets again.
Be assured that every man's success is in proportion to his average ability. The meadow flowers spring and bloom where the watersannually deposit their slime, not where they reach in some freshet only. A man is not his hope, nor his despair, nor yet his past deed. We know not yet what we have done, still less what we are doing. Wait till evening, and other parts of our day's work will shine than we had thought at noon, and we shall discover the real purport of our toil. As when the farmer has reached the end of the furrow and looks back, he can tell best where the pressed earth shines most.
Some banks won’t make it. Other banks are going to make sure that we strengthen. All deposits are going to be safe for ordinary people, but we’re going to have to bring out some of these bad assets.
Our whole system of banks is a violation of every honest principle of banks. There is no honest bank but a bank of deposit. A bank that issues paper at interest is a pickpocket or a robber. But the delusion will have its course. ... An aristocracy is growing out of them that will be as fatal as the feudal barons if unchecked in time.
All my life one of my greatest desires has been to travel-to see and touch unknown countries, to swim in unknown seas, to circle the globe, observing new lands, seas, people, and ideas with insatiable appetite, to see everything for the first time and for the last time, casting a slow, prolonged glance, then to close my eyes and feel the riches deposit themselves inside me calmly or stormily according to their pleasure, until time passes them at last through its fine sieve, straining the quintessence out of all the joys and sorrows.
If the world were a big apartment, we wouldn't get our deposit back.
Then came the second Amsterdam discovery, although the principle was known elsewhere. Bank deposits...did not need to be left idly in the bank. They could be lent. The bank then got interest. The borrower then had a deposit that he could spend. But the original deposit still stood to the credit of the original depositor. That too could be spent. Money, spendable money, had been created. Let no one rub his or her eyes. It's still being done-every day. The creation of money by a bank is as simple as this, so simple, I've often said, that the mind is slightly repelled.
Rugby football is a game I can't claim absolutely to understand in all its niceties, if you know what I mean. I can follow the broad, general principles, of course. I mean to say, I know that the main scheme is to work the ball down the field somehow and deposit it over the line at the other end and that, in order to squalch this programme, each side is allowed to put in a certain amount of assault and battery and do things to its fellow man which, if done elsewhere, would result in 14 days without the option, coupled with some strong remarks from the Bench.
When I remember thee in days to come, O Jerusalem, it will not be with pleasure. The musty deposits of 2,000 years of inhumanity, intolerance, and uncleanliness lie in the foul-smelling alleys... The amiable dreamer of Nazareth has only contributed to increasing the hatred... What superstition and fanaticism on every side!
This is a unique deposit not just in terms of reserves, but also in terms of extraction techniques. Therefore there're grounds to talk about [applying] the Product Sharing Agreement.
The great problems of life — sexuality, of course, among others — are always related to the primordial images of the collective unconscious. These images are really balancing or compensating factors which correspond with the problems life presents in actuality. This is not to be marveled at, since these images are deposits representing the accumulated experience of thousands of years of struggle for adaptation and existence.
Civilization is an active deposit which is formed by the combustion of the Present with the Past. Neither in countries without a Present nor in those without a Past is it to be discovered.
While tax refunds amount to substantial income for many Americans, current IRS rules do not allow taxpayers to directly deposit their refund into more than one account.
There is nothing in this world you cannot accomplish if you are willing to forfeit your deposit.
It is no accident that banks resemble temples, preferably Greek, and that the supplicants who come to perform the rites of deposit and withdrawal instinctively lower their voices into the registers of awe. Even the most junior tellers acquire within weeks of their employment the officiousness of hierophants tending an eternal flame.
Emotional discomfort, when accepted, rises, crests and falls in a series of waves. Each wave washes a part of us away and deposits treasures we never imagined. Out goes naivete, in comes wisdom; out goes anger, in comes discernment; out goes despair, in comes kindness. No one would call it easy, but the rhythm of emotional pain that we learn to tolerate is natural, constructive and expansive... The pain leaves you healthier than it found you.
If all the bank loans were paid, no one could have a bank deposit, and there would not be a dollar of coin or currency in circulation. This is a staggering thought. We are completely dependent on the commercial banks. Someone has to borrow every dollar we have in circulation, cash, or credit. If the banks create ample synthetic money we are prosperous; if not, we starve. We are absolutely without a permanent money system. When one gets a complete grasp of the picture, the tragic absurdity of our hopeless situation is almost incredible - but there it is.